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What doctors write

Prognosis

Doctor's view of likely future course — recovery, stability, or deterioration.

Language: What doctors write Claim ladder: Step 2 Use: understand · distinguish · evidence

Ladder step 2: What medicine records — What has a doctor documented?

This is

  • Supports waiting-period and benefit-duration arguments
  • Needed when insurer expects return to work

This is not

  • A guarantee of outcome
  • Optional fluff — it shapes benefit period disputes
Policy angle — Temporary vs permanent disability clauses hinge on prognosis language — capture exact doctor wording.

ClaimBuddy resources

Cross-links to Clinical Atlas, glossary, traps, and policy terms — hover for a quick summary.

Glossary Policy traps Policy terms

Evidence

Specialist letter, treating practitioner opinion

Often mixed with

Diagnosis Functional capacity
"Guarded prognosis with episodic relapse" affects return-to-work expectations.