South Africa · Income protection and disability claims
Build a claim file that holds together.
ClaimBuddy helps you organise policy wording, medical evidence, employer records, important dates and functional impact into one review-ready workspace.
The workspace
One claim. Clear modules.
Each module answers a different part of the same question: what does the policy require, what happened, how did your health affect your work, and what evidence is still missing?
My claim
Stage, parties, important dates, chronology and the core claim story in one overview.
02My policy
Waiting period, disability definition, notice requirements, exclusions and policy wording snippets.
03Function & duties
Map symptoms and limitations to the material duties your actual occupation requires.
04Evidence gaps
See what is missing, who holds it, how urgent it is and what to request next.
05Decision / rejection
Break a rejection into reasons, dates, disputed facts and the evidence needed for review.
06Claim pack
Compile the chronology, policy issues, functional evidence, gaps and draft letters into a review-ready pack.
How it works
From scattered records to a review-ready pack
Policy, payslips, medical records, employer documents and correspondence.
Symptom onset, Date of Absence, first certificate, first notice and key insurer events.
Identify the waiting period, disability test, notice requirements and other relevant wording.
Connect symptoms and limitations to the material duties of the role.
Identify missing records and who needs to provide them.
Review everything together before anything is sent or escalated.