ClaimHub Resources · Evidence
Six structural reasons claims can weaken even when the medical story is genuine. Each gap connects the problem to the ClaimBuddy response and the evidence that closes it.
Evidence gap
Notice, forms, complete submission, Date of Absence , and waiting period are different rungs — treated as one.
Stage the file on a date ladder before you argue the medicine.
Evidence gap
Medical records describe the body; policies ask whether you can perform material duties .
Duty-impact matrix: symptom → blocked duty, not diagnosis label s.
Evidence gap
Decisive files sit with HR, payroll, or the insurer's claim file — not with you.
Name the holder and send the access request; do not wait for rejection.
Evidence gap
Employer 'enough' is not insurer 'enough'. Deadlines surface after the clock has started.
Capture who said what was enough, on which date, under which clause.
Evidence gap
Everyday, medical, functional, and policy words are treated as synonyms.
Language map: illness ≠ incapacity ; diagnosis ≠ disability .
Evidence gap
Insurers run this process every day; you run it once while unwell.
Same artefacts they use: chronology , index, issue matrix , numbered pack.