Condition

Neutral umbrella for any diagnosed or reported health issue.

Language: What people say Claim ladder: Step 1 Use: understand · distinguish · evidence

Ladder step 1: What happened — What words do you naturally use to describe it?

This is

Policy angle — Insurers may latch onto a condition label (e.g. 'anxiety') without assessing duty impact — that is the diagnosis trap .

Cross-links to Clinical Atlas, glossary, traps, and policy terms — hover for a quick summary.

Clinical Atlas Diagnosis trap Illness ≠ Injury Glossary Policy traps Policy terms

Medical certificate , specialist report

A form may say ' pre-existing condition ' — that does not automatically defeat post-cover deterioration .