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What work needs

Activities of daily living (ADL)

Basic self-care and home tasks — dressing, bathing, cooking, mobility.

Language: What work needs Use: understand · distinguish · evidence

This is

  • Common in severe disability and lump-sum policy tests
  • Sometimes used in medical assessments

This is not

  • The main test for own-occupation income protection
  • A substitute for work-duty evidence
Policy angle — ADL-focused evidence may not answer whether you can perform your occupation — know which test applies.

ClaimBuddy resources

Cross-links to Clinical Atlas, glossary, traps, and policy terms — hover for a quick summary.

Glossary Policy traps Policy terms

Evidence

OT ADL assessment, hospital rehab notes

Often mixed with

Functional capacity Material duties
Can shower independently but still cannot sustain a full consulting day — different tests.