Library wiki
What is the insurer's actual reason?
Rejection letters often blend several grounds in narrative prose. Restating the insurer's actual reason as discrete issue cards — late submission, no disability, pre-existing, missing evidence, non-disclosure, exclusion, offset, admin defect — lets your doctor and adviser respond point by point.
Where it is defined
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Glossary
Rejection letters often blend several grounds in narrative prose. Restating the insurer's actual reason as discrete issue cards — late submission, no disability, pre-existing, missing evidence, non-disclosure, exclusion, offset, admin defect — lets your doctor and adviser respond point by point.