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Claim readiness checklist

Date of Absence recorded (user + insurer if known)

Date of Absence (DOA) is the anchor for waiting-period satisfaction and benefit start. Record the date you stopped performing material duties, note the insurer's stated DOA if known, and flag conflicts early — DOA disputes are a frequent declinature route.

Checklist item

Date of Absence recorded (user + insurer if known)

Evidence the workspace should capture

User-stated DOA in profile, insurer DOA on claim file, employer absence statement.

Language map

Related terms — how this check connects to everyday, medical, functional, and policy language.

Workspace modules

Related glossary entries